Private Pay vs. Insurance

Learn the Benefits of Self-Pay

Here at Southern Palm, we do not directly accept insurance and we employ a private pay model. Many insurance providers do offer reimbursement for our services, and for those that do - Southern Palm is happy to provide you with a verified super bill. However, more and more individuals are choosing private pay for the following reasons.

  • No insurance equals less documentation. This results in more quality time to focus on therapy.

  • Mental health diagnosis is not mandatory and not submitted to your private health records.

  • More services are allowed without restrictions such as telehealth.

  • You are guaranteed privacy and confidentiality.

  • Private pay clients are able to choose the focus, duration, and frequency of therapy. Many insurance companies limit the number and frequency of sessions.

  • Insurance premiums and life insurance policies will not increase based of mental health diagnosis and treatments.

  • You will be able to stay with your therapist even if your insurance plan coverage changes.

  • You choose the therapist best suited to your needs rather than the insurance company telling you who to see.

  • Greater access to providers in your area that specialize in the services you need.

  • Flexible scheduling and availability.

The following benefits of "private pay" have been found in the mental health community:

Please contact us for rates.